Hagerty's frequently asked questions will help you learn more about our classic car insurance policy, Hagerty Drivers Club™ and how we handle classic car claims.
Yes. While we offer a zero deductible for most vehicles, other deductible options are available and vary by state and vehicle type. Any applicable deductibles will be available during the web quoting process.
Hagerty works with agents across the country. We value our agency relationships and make it easy to do business with us. Contact your local agent; they may already work with Hagerty. If not, a Hagerty representative can get them up and running quickly.
It depends. The Hagerty Drivers Club™ 1st Gear and 2nd Gear cover only your classics insured with Hagerty. 3rd Gear covers both your classics and your personally owned vehicles registered to your household. Car hauling trailer coverage is included in both the 2nd Gear and 3rd Gear levels. Additionally, anyone driving the covered car may call for service – Hagerty Drivers Club™ covers the car, we do not restrict our plan(s) to a specific driver.*
Yes. Generally, it's $100, although that number may differ in some states.
The following services are excluded from your benefit allowance*:
No. Protection for your collector vehicle should always include collision and "comprehensive"(other-than-collision) coverage. We offer affordable premiums to help you cover your vehicle.
This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
*See your Hagerty Drivers Club™ program guide for a complete description of benefits.