Insurance products
1980 and newer collector vehicles

If you own a vehicle model year 1980 or newer you may qualify for collector insurance.

Two collector cars driving fast down a road on a clear day.

Qualifying for collector insurance

Vehicles must meet the following requirements:

  • An extra vehicle, not for primary use
  • Vehicle must be in good or better condition
  • Vehicle must hold a minimum value of $3,500
  • Used for pleasure driving not regular commuting, ex. shows, scenic drives, occasional drives to work, etc.
  • Protected, preferably in a garage, but carport and driveway allowed in many areas


  • Limited or special edition models
  • Supercars/exotics or imports
  • Special interest vehicles
Red collector convertible parked on a grassy lot by other classics.
1997 Chevrolet Corvette (C5)
A couple enjoying a cruise in a red classic car by a beach.
1999 Plymouth Prowler
A silver collector car in a parking lot by a beach.
2008 Mercedes-Benz SLR
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Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.