Insurance products
1980 and newer collector vehicles
If you own a vehicle model year 1980 or newer you may qualify for collector insurance.
![Two collector cars driving fast down a road on a clear day.](https://hagerty-pagebuilder.imgix.net/5ekEROoskhRn5J1jTvVUik/5190c72233415626996299ab59346a92/1980_billboard-image.jpg?ixlib=js-3.8.0&w=681&auto=format&s=f7b16009af386115af6a1af62086c72a)
Qualifying for collector insurance
Vehicles must meet the following requirements:
- An extra vehicle, not for primary use
- Vehicle must be in good or better condition
- Vehicle must hold a minimum value of $3,500
- Used for pleasure driving not regular commuting, ex. shows, scenic drives, occasional drives to work, etc.
- Protected, preferably in a garage, but carport and driveway allowed in many areas
Examples
- Limited or special edition models
- Supercars/exotics or imports
- Special interest vehicles
![Red collector convertible parked on a grassy lot by other classics.](https://hagerty-pagebuilder.imgix.net/7clExlvrn40LuGyhLfrzin/2823a45bacd7d74a8e09031cfc17bddb/image1_1997-Chevy-Corvette-C5.jpg?ixlib=js-3.8.0&w=416&auto=format&s=a08588ecbb883b0fb919aed11250639c)
![A couple enjoying a cruise in a red classic car by a beach.](https://hagerty-pagebuilder.imgix.net/4r6qOi4mhL0eqXVldsLN8U/254533abafe1ee2e284f41f602b713fb/image2_1999-Plymouth-Prowler.jpg?ixlib=js-3.8.0&w=416&auto=format&s=a3db1ae6e8fa7e0d68716f0283c3361e)
![A silver collector car in a parking lot by a beach.](https://hagerty-pagebuilder.imgix.net/6xoV1SajPuXQUQX5wOOOx6/f384856e414fd93551f7b84855369fd9/image3_2008-Mercedes-Benz-SLR.jpg?ixlib=js-3.8.0&w=416&auto=format&s=e11d05af783341a34569cb489c6ec123)
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Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.