Classic truck, Jeep, and SUV insurance
Your classic truck, Jeep, or SUV deserves to be protected with insurance coverage created specifically for the way you use it.
What is classic truck, Jeep, and SUV insurance?
Classic truck, Jeep, and SUV insurance provided by Hagerty is tailored specifically to protect rare, historically significant, and collectible trucks, Jeeps, SUVs, and other utility vehicles.
How is classic truck and utility vehicle insurance different from other insurance?
With more than 40 years in business, Hagerty has a deep understanding of auto enthusiasts and the vehicles they own—including trucks. We know that collector trucks, Jeeps and SUVs are usually driven less and loved more, which is why we can offer better protection for a lower cost than standard insurance. Every collector is unique, so we offer customized coverage for exactly how you use your vehicle.
Classic trucks and SUVs must meet the following requirements to qualify:
- Should be 1998 and older, unless identified as collectible
- Vehicles should be in good or better condition
- Vehicles under restoration may be considered
- Minimum value $3,500
- We can consider limited towing and hauling
- Extreme off-road modifications such as brush guards, roll bars, tool boxes and lift kits with large off-road tires will not be accepted
Do I qualify?
We protect all kinds of classic and collector vehicles. Wondering if your vehicle qualifies?
Learn moreWhy Hagerty?
Hagerty has been in the business of protecting specialty vehicles for more than 40 years. We understand the nuances of owning, loving and driving collector cars, trucks, boats and more. That’s why we provide personalized policies specifically designed for your vehicle and how you use it. But we go way beyond insurance, with unparalleled service and support, engaging events and experiences for car lovers and much more.
Expert knowledge
Our team is made up of classic and modern collector car experts. Whether you need help finding parts or choosing the right coverages—or just want to spend a little extra time chatting about trucks—when you work with Hagerty you’re working with people who genuinely love and understand collector vehicles.
Personalize your coverage
No two classic trucks are alike—and no two policies should be either. Whether you need Vehicle Under Construction protection or want extra peace of mind with Cherished Salvage®, you can customize your coverage for exactly how you use your classic truck, jeep, or SUV.
Exceptional claims
Our claims adjusters have hands-on experience with classic vehicle repair and restoration. They work with you to find the right solution to fix your truck. You can choose the shop or do the repairs yourself.
What additional coverage do you offer?
We protect all sorts of vehicles used in all sorts of ways—from antique tractors that never get turned on to the rad ride from the ’90s that routinely gets taken out for summer weekend drives. How you use your vehicle matters when it comes to the coverage you need. Below are a few of our members’ favorite additional coverages.
Cherished Salvage®
Your vehicle is filled with years of love, work, memories, and stories that can’t be replaced. That’s why we offer Cherished Salvage®, which lets you keep your truck and still receive your full Guaranteed Value® after a covered total loss.*
Vehicle under construction
For trucks that are actively being worked on, Hagerty offers Vehicle Under Construction, which automatically increases your truck’s Guaranteed Value® by 10% per quarter up to a maximum increase of $25,000 and offers $750 of coverage for automotive tools.
Motorsports advantage
For enthusiasts whose hobbies include on-track activities, the Motorsports Advantage is a low-cost option to cover all the details you don't want to overlook: safety equipment, additional tools and spare parts, debris removal, and more.
Get a real-time insurance quote.
Frequently asked questions
Wondering what makes classic car insurance through Hagerty different? From Guaranteed Value® to Cherished Salvage®, our classic car insurance fits your needs. Here are some common questions we get from customers like you.
*Coverage not available in NY.
Insurance services administered by Hagerty Insurance Agency, LLC. Policies underwritten by carriers listed on the hagerty.com Disclosures page. Not all coverages are available in every state. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.