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Better coverage built for classics at a price you can afford.

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    Vehicle Under Construction

    Get better protection by adding Vehicle Under Construction (VUC) coverage when restoring or building a car. For an additional $20* per vehicle annually, VUC broadens your coverage to include:

    Automatic Quarterly Value Increases

    Your car's Guaranteed Value will automatically increase 10% per quarter up to a maximum increase of $25,000.**

    Additional Tool Coverage

    $750 worth of coverage for your automotive tools.

    Access to Member Assistance Towing

    A dedicated toll-free number to classic and collectible vehicle towing specialists who can help you get your car back and forth from the shop.

    Does your vehicle under construction qualify for coverage?

    Because the process of restoring a collector vehicle is a significant part of the hobby, we are happy to offer coverage for vehicles that are being “actively” restored. An applicant must demonstrate that the vehicle is being actively restored. Good photographs and restoration details will help verify an active restoration.

    • 1964 Jaguar E-type
      1964 Jaguar E-type
    • 1930 Ford Model A
      1930 Ford Model A
    • 1969 Camaro SS

    You can add Vehicle Under Construction coverage to your quote or call Hagerty at 877-922-9701 to add coverage to your existing policy.

    *Rates subject to change.

    **Value will return to original Guaranteed Value at renewal, unless you request a value increase and Hagerty agrees.

    All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.