Vehicle Under Construction Coverage
For owners actively restoring a car, Hagerty offers specialized coverage to protect the vehicle and recognize its value increase during all stages of restoration.
What is Vehicle Under Construction coverage?
Vehicle Under Construction coverage was designed for vehicles undergoing an active restoration. This unique coverage recognizes the vehicle’s rising value, offering a 10% increase to the Guaranteed Value® of the covered vehicle per quarter (up to a maximum increase of $25,000). This endorsement also provides $750 in Automotive Tools coverage.*
How do I get Vehicle Under Construction coverage?
Contact Hagerty today for more information about Vehicle Under Construction. Note that because the value increases reset annually, it’s important to contact us to make sure the Guaranteed Value® for your vehicle is accurate.
Questions about coverage?
Additional coverages
*Price subject to change. Maximum increase of $25,000 per policy period. Value will return to original Guaranteed Value (AB: Agreed Value) at renewal, unless you request a value increase, and Hagerty agrees.
Insurance services administered by Hagerty Insurance Agency, LLC. Policies underwritten by carriers listed on the hagerty.com Disclosures page. Not all coverages are available in every state. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.