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Insurance for motorsports enthusiasts

This is your time...to engage, test your skill and feel the pure pleasure of driving. We created affordable motorsports insurance options that fit how and when you hit the track so you can focus on what lies ahead.

Motorsports insurance options

Off the race track

Non-street legal race cars and motorcycles

Tracking accounts for about 1% of the time you spend with your race vehicle. For the other 99% - when your car is in the trailer, at the shop, in storage and during loading/offloading - we have you covered with our Comprehensive Limited Trailer and Paddock collision policy (LTP). Learn more

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white and red race car with driver on track

Street legal race cars

Driving your race vehicle on a public road? We can protect street legal race cars and motorcycles with our Liability policy and full Comprehensive/Collision coverage. Learn more

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1917 peerless green dragon driven by two smiling men

On the race track

Single event track day insurance

Ready to up your skill level at an HPDE event? Take advantage of our per-event policy, designed to protect your car from physical damage on the track and in the paddock.

  • Get a quote and purchase a policy in 5 minutes, right up to the start of your event
  • Up to three days of coverage for your entire event
  • Towing, car rental and pollutant clean-up included
  • Coverage for competitive and non-competitive time trials available
Learn more

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four classic vehicles driving one by one on a track

Annual non-competition track insurance

For high-value supercars and exotics, this annual coverage allows for unlimited non-competitive track usage.

  • For vehicles valued at $175,000 and higher
  • Go whenever you want; no need to register for each event
  • Low 5% deductible

Request a quote

Two cars - one modern in the foreground, one classic in the background - parked in front of a warehouse

Insurance add-ons for your race vehicle

Other motorsports coverage

  • Motorsports Advantage
    $20/per year, cover all the details you don't want to overlook: safety equipment, additional tools and spare parts, debris removal, and more.
  • Trailer coverage
    Trailers need to be protected, too. If you trailer your race car make sure it's properly covered.

These coverages are affordable and easy to add to your policy by calling 877-922-9701

Four members of race crew loading a race car into a trailer

Racers, start your engines

In an effort to fuel the passion of employees who compete for fun on the track or strip, Hagerty has created its own race team. The group is made up of four employees with varying levels of racing experience, all of whom race as often as they can.

Read more
Hagerty's Larry Webster drives the Indianapolis Motor Speedway

Our partners

American Historic Racing Motorcycle Association logo
M1 Concourse logo
Vintage Motorsports Council logo