Some vehicles were born to be raced. Hitting the track in a nostalgia dragster, vintage race car, street legal muscle car, or pro street – it’s always an adventure.
The other 99% of the time, your race car is off-track. And that's what we protect. From a sudden storm ripping through the paddock to a trailer fire on the tow back home, we’ve seen it all. So we created affordable Guaranteed Value™ coverage to protect race cars while they’re not on the track.
Our Limited Trailer and Paddock (LTP) coverage* will protect your race car:
In the trailer -- while in transit and loading and unloading
In the paddock
While in storage or at the shop
From theft, fire, floods, hurricanes, earthquakes and more
Everywhere but on the track or while racing See our options for HPDE Track Day insurance
Full coverage is also available for street legal race cars for driving on the street or enjoying a parade lap or two.
Our Off Track Insurance Program features:
Costs less per year than a set of racing tires.
Guaranteed Value Coverage
We understand how provenance, history and drivers can affect a vehicle's overall value. We'll work with you to determine the true value, and that's what we'll pay in the event of a covered total loss.* Guaranteed.
Coverage For How You Use Your Race Car
We protect your car in the trailer, in the paddock, in storage — just not when it’s racing on the track. Full coverage is available for driving on the street if it’s a street-legal race car, or even for a parade lap or two.
Knowledgeable Claims Handling
Claims handled by Hagerty claims staff -- experts in repairing race cars and understanding their unique needs.
Extras Formulated for Motorsports Enthusiasts
We automatically include $750 in spare parts coverage, and we can increase that amount and add tools coverage — at a reasonable rate.
Does your vehicle qualify?
Vintage race cars, nostalgia dragsters, nostalgia funny cars, pro street, street legal race cars, vintage raced motorcycles, vintage dirt track motorcycles and vintage motocross bikes can qualify
Modern, high-quality, excellent condition racing vehicles also may qualify
Coverage may be limited or unavailable for some risks or states
1969 Lola T163 Can Am
1959 Bocar XP-5
1968 Chevrolet Camaro Funny car
Get a quote now or call us for more information at (877) 922-9701
All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
*Any deductible and/or salvage value if retained by you will be subtracted from the total amount paid.