Additional coverages through Hagerty

At Hagerty, we understand that owning a collector car comes with unique needs. That’s why we offer additional coverages for your car and how you drive it.

Close up illustration of the front of a convertible classic vehicle driving down a two-lane highway

Cherished Salvage® coverage

In the event of a total loss, Cherished Salvage allows you to keep your car and still receive the full Guaranteed Value®.* No deduction for salvage value, no hassle.

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Evacuation Expense coverage

With Evacuation Expense coverage, Hagerty will reimburse you for 50% of costs associated with moving your covered vehicle due to emergency conditions (such as a hurricane or wildfire).

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Vehicle Under Construction coverage

Vehicle Under Construction coverage recognizes the increasing value of your vehicle during all stages of restoration, so you can work on your car with peace of mind.

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Spare parts, Automotive tools, and Automobilia coverage

Protect the stuff that stays in the garage, like spare parts, automotive tools, automobilia and more, all on the same policy as your collector car.

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Motorsports Advantage

For drivers whose hobbies include on-track activities, Hagerty offers Motorsports Advantage.

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Questions about coverage?

*Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law

Insurance services administered by Hagerty Insurance Agency, LLC. Policies underwritten by carriers listed on the hagerty.com Disclosures page. Not all coverages are available in every state. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.

Hagerty, Guaranteed Value, and Cherished Salvage are registered trademarks of The Hagerty Group LLC, ©2025 The Hagerty Group, LLC. All Rights Reserved. The Hagerty Group, LLC is a wholly owned subsidiary of Hagerty, Inc.