We know you love your classic and collector vehicles, and we want to help you protect and enjoy them.
A policy through Hagerty allows you to use your collector vehicle for club functions, exhibitions, organized meets, tours and even occasional pleasure driving—it just can't be your daily driver.
Though we prefer that collector vehicles are stored in an enclosed, secure structure when not in use—such as a private garage, pole barn or storage unit—we will consider other storage types, including:*
In most states, we can only offer coverage to drivers who have not had a serious infraction within the last three years.** Serious infractions include:
Because we provide low-cost, Guaranteed Value® coverage, we are not able to provide coverage for certain vehicles due to how they are used and the increased risk associated.
* Storage and driver eligibility are subject to underwriter review and to all applicable state and underwriting restrictions.
** Some coverage not available in all states. This is a general description of coverage. All coverage subject to policy provisions, exclusions and endorsements.
Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.