Yes. While we offer a zero deductible for most vehicles, other deductible options are available and vary by state and vehicle type. Any applicable deductibles will be available during the web quoting process.
Yes. Generally, it's $100, although that number may differ in some states.
No. Protection for your collector vehicle should always include collision and "comprehensive"(other-than-collision) coverage. We offer affordable premiums to help you cover your vehicle.
Yes. "Comprehensive only" (other-than-collision) coverage is available when a car is undergoing restoration, part of a display (such as in a museum) or placed in long-term storage. Hagerty also offers coverage called Limited Trailer Paddock that provides collision coverage while your vehicle is trailered. Please call us for more details on coverage.Other-than-collision
Car is stationary and the tree branch crushes the roof.
Car is in motion and rolls into a tree. That’s Collision.
Even if no one was driving.
This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
*See your Hagerty Drivers Club LLC program guide for a complete description of benefits.