Not all insurance coverage is the same. Do you have the right one?
Guaranteed Value® through Hagerty
You tell us what your classic is worth and we agree upon that value. Your vehicle is protected year-round, and in case of a total loss, Hagerty cuts a check for that amount. No games, no hassle*.
Compared to Standard Insurance with Stated Value
Standard insurers typically determine what your vehicle is worth. You have little to no input. In the event of a total loss, this leaves many people unable to replace their classic. Some providers may recommend seasonal coverage. With seasonal coverage, you’ll have to call your provider every fall to end full coverage and every spring to reinstate it. That could leave you unprotected.
Questions? We've Got answers
Three reasons to choose Hagerty
protected classics - more than any other insurer
9 of 10
clients would recommend us to a friend
saved on average when switching from standard auto insurance**
*Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.
**Figure based upon 2022 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under, from several daily driver (or "Everyday") auto insurance carriers.
Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements.
Hagerty & Guaranteed Value are registered trademarks of the Hagerty Group LLC, ©2024 The Hagerty Group, LLC. All Rights Reserved.