High performance boat insurance

Your high-performance boat is designed for excitement. With Hagerty and Markel, it’s easy to make sure you have coverage created specifically for you and your boat needs. Designed for boats 26ft and over with watercraft speeds from 65 to 120 mph.

Get coverage for fun times on the water and protection for boat trailers, towing needs and more.

A high-performance speedboat floating in front of a harbor on a sunny afternoon.

Let’s fix or replace it right

Watercraft and equipment protection pays reasonable costs incurred when trying to protect your high-performance boat from further damage and replacement cost coverage on most partial losses for newer boats.

Get what it’s really worth

We’ll work with you to set an agreed value on your boat. That’s the amount you’ll be paid if you boat is deemed a total loss.*

When your boat needs a tow

If you happen to break down, the program provides coverage for the expenses you incur to tow your boat to the boat repair shop.

Be prepared for bad weather

If there is a named storm, watch or warning the program will share some of the costs of protecting your high-performance boat.

A large boat cruising at speed in front of a cityscape
A view of the wake on a triple outboard motor speedboat
An overhead view of two cigarette boats cruising side-by-side

Having your high performance boat properly covered is just the beginning.

Coverage through Hagerty goes even deeper and protects you with help for medical payments and more.

Watercraft liability

Protection if you are responsible for injuries to another person, or damage to their boat or their property.

Pollution liability

This helps to cover reasonable cost and expenses and includes damage to property or cleanup resulting from unintentional spillage of a contaminant.

Medical payments

You’ll get help with necessary medical expenses resulting from an accident causing bodily injury to any person while in, upon boarding, or leaving your insured boat.

Optional high performance boat coverages

Optional coverages are available for boat trailer coverage, boat lift and boat house coverage, and trip coverage.

*Less any salvage value if vessel is retained by you after a loss. Agreed Value includes all taxes and fees unless prohibited by state law.

This is a general description of coverage. Additional terms, conditions and exclusions apply to all coverages. Insurance and discounts are subject to availability and qualifications and may not be available in all states.

Policies underwritten by Essentia Insurance Company or Markel American Insurance Company. Insurance services administered by Hagerty Classic Marine Insurance Agency, LLC.

Hagerty is a registered trademark of the Hagerty Group LLC, ©2024 The Hagerty Group, LLC. All Rights Reserved.

Hagerty Classic Marine Insurance Agency, LLC and The Hagerty Group, LLC are wholly owned subsidiaries of Hagerty, Inc. Please refer to publicly filed documents with the Security Exchange Commission, which can also be found at https://investor.hagerty.com/overview