Insurance for classic boats
For over 35 years, Hagerty has been committed to helping you protect your classic boats.
Get coverage designed for classic boats, with in-house specialists who are here for you from quoting to policy management.
- Agreed value coverage
- Cherished Salvage®
- Emergency protection coverage
- Coverage for your spare parts and tools
- Trip interruption coverage
- Agreed value for scheduled trailers
- Valuable papers coverage
- Fine arts and antiques coverage
Benefits of boat insurance through Hagerty
Agreed value
If you have a covered total loss, you receive the full agreed value the boat is insured for on your policy.* Many insurance programs only pay “up to” the insured value on your policy, this is known as a stated value policy. In other words, you may not receive the full insured amount. Make sure you know exactly what your policy pays.
Club discounts
As an added bonus to boaters who are involved in the hobby, the program provides substantial discounts to members of most established collector boating clubs.**
Pleasure usage
We encourage pleasure usage, with customizable navigational territories available to match your boating needs.
Unlimited land transportation
Wherever you take your boat your coverage goes with you, even when it’s on the trailer on the way to the lake or in storage for the off-season. We offer unlimited overland transportation within the United States and Canada.
Our underwriter
Our policies are underwritten by Essentia Insurance Company or Markel American Insurance Company (“MAIC”).
Marine partners
These fine organizations and clubs exist to bring together enthusiasts in the inspiring world of classic boats—to share ideas, information and create a strong community of classic boaters and supporters of the hobby.
The Antique and Classic Boat Society—International
The largest society in the world dedicated to the preservation and enjoyment of historic, antique and classic boats of all types.
The Chris-Craft Antique Boat Club
Dedicated to research, documentation and preservation of all classic Chris-Craft boats.
Lyman Boat Owners Association
The Lyman Boat Owners Association is the oldest Lyman boat enthusiast organization in the U.S. and Canada, and boasts over 800 members.
Century Boat Club
Dedicated to the thoroughbred of boats – Century Boats. The Century Boat Club offers a forum to exchange ideas, ask/offer.
Matthews Boat Owners Association (MBOA)
Founded in 1977, The Matthews Boat Owners Association (MBOA) is a non-profit corporation for past and present Matthews owners and is devoted to perpetuating Matthews Boat history.
Types of classic boats covered
Our program covers many different types of boats, ranging from wooden boats to classic fiberglass boats. So, how do you know if your boat qualifies for coverage?
Have questions? We are here to help.
*Less any salvage value if vessel is retained by you after a loss. Agreed Value includes all taxes and fees unless prohibited by state law.
**Some boats may be referred to our partner and a discount will not apply.
This is a general description of coverage. Additional terms, conditions and exclusions apply to all coverages. Insurance and discounts are subject to availability and qualifications and may not be available in all states.
Policies underwritten by Essentia Insurance Company or Markel American Insurance Company. Insurance services administered by Hagerty Classic Marine Insurance Agency, LLC.
Hagerty is a registered trademark of the Hagerty Group LLC, ©2024 The Hagerty Group, LLC. All Rights Reserved.
Hagerty Classic Marine Insurance Agency, LLC and The Hagerty Group, LLC are wholly owned subsidiaries of Hagerty, Inc. Please refer to publicly filed documents with the Security Exchange Commission, which can also be found at https://investor.hagerty.com/overview