Business insurance coverage

Dealership insurance

Collector car dealerships sell special cars. Cars with history. Cars that come with a unique set of risks. We specialize in collector cars, and you can customize insurance coverage with Hagerty to meet your specific needs.

Collector vehicles on display at a dealership with a man giving a woman guidance on her purchase.

What you get with dealership coverage

You can protect your cars for what they’re actually worth

A dealership policy with Hagerty pays out true market value at time of loss, and we rely on our vehicle and valuation expertise to determine accurate, up-to-date values.*

You won’t need to call every time a car comes or goes

When inventory is always changing, it’s hard to keep track of what you’ve added to an insurance policy. A one-limit blanket policy with Hagerty means you won’t need to call in and cover each car individually, including cars on consignment.

There’s no per-car value limit

If you end up with an especially valuable car, you won’t need to worry whether it’s protected for its true value. With a blanket policy, there’s no vehicle-cap per limit.

Automobilia coverage

Protection for automotive collectibles you sell or display in your dealership including gas pumps, model cars, license plates, signs, mascots, and more.

Non-collector car coverage

We also offer coverage for non-collector cars used in your dealership business

Your program also includes what you need most:

  • Coverage for consigned autos
  • Direct primary on garage keepers
  • Overseas shipping coverage
  • Test drive coverage
  • Actual loss sustained for business interruption
  • Newly acquired buildings and property coverage

Program coverages available

  • General liability
  • Building and business personal property
  • Garage liability
  • Workers comp
  • Umbrella
  • Directors and officers
  • Cyber crime
  • Pollutant clean up
Get insurance that works for you
Learn how we can help you protect yourself and your dealership.
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* Less any deductible and/or salvage value, if retained by you. Guaranteed Value® includes all taxes and fees unless prohibited by state law.

Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.