Collector car dealerships sell special cars. Cars with history. Cars that come with a unique set of risks. We specialize in collector cars, and you can customize insurance coverage with Hagerty to meet your specific needs.
What you get with dealership coverage
You can protect your cars for what they’re actually worth
A dealership policy with Hagerty pays out true market value at time of loss, and we rely on our vehicle and valuation expertise to determine accurate, up-to-date values.*
You won’t need to call every time a car comes or goes
When inventory is always changing, it’s hard to keep track of what you’ve added to an insurance policy. A one-limit blanket policy with Hagerty means you won’t need to call in and cover each car individually, including cars on consignment.
There’s no per-car value limit
If you end up with an especially valuable car, you won’t need to worry whether it’s protected for its true value. With a blanket policy, there’s no vehicle-cap per limit.
Protection for automotive collectibles you sell or display in your dealership including gas pumps, model cars, license plates, signs, mascots, and more.
Non-collector car coverage
We also offer coverage for non-collector cars used in your dealership business
Your program also includes what you need most:
- Coverage for consigned autos
- Direct primary on garage keepers
- Overseas shipping coverage
- Test drive coverage
- Actual loss sustained for business interruption
- Newly acquired buildings and property coverage
Program coverages available
- General liability
- Building and business personal property
- Garage liability
- Workers comp
- Directors and officers
- Cyber crime
- Pollutant clean up
* Less any deductible and/or salvage value, if retained by you. Guaranteed Value® includes all taxes and fees unless prohibited by state law.
Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.