Classic and Antique Tractor Insurance

Whether your antique tractor is new to you or it’s farmed in your family for generations, give it the protection it deserves with custom coverage from Hagerty.

A light red antique style tractor

What is classic tractor insurance?

Classic and collector insurance for antique tractors is tailored specifically to protect rare, historically significant, and collectible tractors not used for farming or utility purposes.

How is antique tractor insurance different from my everyday vehicle insurance?

Hagerty understands your dedication to preserving classic and antique tractors. That’s why we designed an antique tractor insurance program specifically to meet the needs of devoted tractor collectors just like you. We know your special vehicles require special coverage and provide personalized protection for exactly how you use yours.

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Qualifying for tractor insurance:

  • Tractors must be 25 years and older
  • Must be in good condition, unless under active restoration
  • No farming or utility use allowed—only fully retired tractors

Do I qualify?

We protect all kinds of classic and collector vehicles. Wondering if your vehicle qualifies?

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Why Hagerty?

Hagerty has been in the business of protecting specialty vehicles for more than 40 years. We understand the nuances of owning, loving and driving collector cars, trucks, tractors and more. That’s why we provide personalized policies specifically designed for your vehicle and how you use it. But we go way beyond insurance, with unparalleled service and support, engaging events and experiences for car lovers and much more.

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Expert knowledge

Our team is made up of classic and specialty vehicle experts. Whether you need help finding parts or choosing the right coverages—or just want to spend a little extra time chatting about classics—when you work with Hagerty you’re working with people who genuinely love and understand collector vehicles.

Personalized coverage

No two specialty vehicles are alike—and no two policies should be either. With protection through Hagerty, you can customize your coverage for your antique tractor.

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Exceptional claims

Our claims adjusters have hands-on experience with classic vehicle repair and restoration. They work with you to find the right solution to fix your tractor. You can choose the shop or do the repairs yourself.

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What additional coverage do you offer?

We protect all sorts of vehicles used in all sorts of ways—from antique tractors that never get turned on to the rad ride from the ’90s that routinely gets taken out for summer weekend drives. How you use your vehicle matters when it comes to the coverage you need. Below are a few of our members’ favorite additional coverages.

Cherished Salvage®

Your vehicle is filled with years of love, work, memories, and stories that can’t be replaced. That’s why we offer Cherished Salvage®, which lets you keep your classic and still receive your full Guaranteed Value® after a covered total loss.*

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Vehicle Under Construction

For vehicles that are actively being worked on, Hagerty offers Vehicle Under Construction, which automatically increases your car’s Guaranteed Value® by 10% per quarter up to a maximum increase of $25,000 and offers $750 of coverage for automotive tools.

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Spare parts, automotive tools and automobilia coverage

For a small additional cost, you can protect your spare parts, automotive tools and memorabilia on the same policy as your classic tractor.

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Get a real-time insurance quote.

Frequently asked questions

Wondering what makes classic car insurance through Hagerty different? From Guaranteed Value® to Cherished Salvage®, our classic car insurance fits your needs. Here are some common questions we get from customers like you.

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*Coverage not available in NY.

Insurance services administered by Hagerty Insurance Agency, LLC. Policies underwritten by carriers listed on the hagerty.com Disclosures page. Not all coverages are available in every state. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.