Retired commercial vehicle insurance
Keep your old-time firetruck, bus, or other retired commercial vehicle on the road with specialty coverage through Hagerty.
What is retired commercial vehicle insurance?
Retired commercial vehicle insurance coverage is tailored specifically to protect rare, historically significant, and collectible commercial vehicles including firetrucks, busses and semi trucks.
How is retired commercial vehicle insurance different from standard insurance?
With more than 40 years of experience, Hagerty understands auto enthusiasts and their classic and collector cars, including the unique needs of retired commercial vehicles. When it comes these special vehicles, you’ve considered every detail, and we have too—that’s why we offer insurance that includes Guaranteed Value® and other specialty coverages which means better protection when compared to standard carriers.
What requirements are there for retired commercial vehicles?
- Vehicles must be 25 years or older
- Must be privately owned
- Can no longer be used commercially
Since commercial vehicles are typically large and designed to transport passengers or goods, appropriate usage is a primary concern.
Do I qualify?
We protect all kinds of classic and collector vehicles. Wondering if your vehicle qualifies?
Learn moreWhy Hagerty?
Hagerty has been in the business of protecting specialty vehicles for more than 40 years. We understand the nuances of owning, loving and driving collector cars, trucks, boats and more. That’s why we provide personalized policies specifically designed for your vehicle and how you use it. But we go way beyond insurance, with unparalleled service and support, engaging events and experiences for car lovers and much more.
Expert knowledge
Our team is made up of classic and specialty vehicle experts. Whether you need help finding parts or choosing the right coverages—or just want to spend a little extra time chatting about classics—when you work with Hagerty you’re working with people who genuinely love and understand collector vehicles.
Personalized coverage
No two specialty vehicles are alike—and no two policies should be either. With protection through Hagerty, you can customize your coverage for your particular retired commercial vehicle.
Exceptional claims
Our claims adjusters have hands-on experience with classic vehicle repair and restoration. They work with you to find the right solution to fix your vehicle. You can choose the shop or do the repairs yourself.
What additional coverage do you offer?
We protect all sorts of vehicles used in all sorts of ways—from antique tractors that never get turned on to the rad ride from the ’90s that routinely gets taken out for summer weekend drives. How you use your vehicle matters when it comes to the coverage you need. Below are a few of our members’ favorite additional coverages.
Cherished Salvage®
Your vehicle is filled with years of love, work, memories, and stories that can’t be replaced. That’s why we offer Cherished Salvage®, which lets you keep your classic and still receive your full Guaranteed Value® after a covered total loss.*
Vehicle Under Construction
For vehicles that are actively being worked on, Hagerty offers Vehicle Under Construction, which automatically increases your car’s Guaranteed Value® by 10% per quarter up to a maximum increase of $25,000 and offers $750 of coverage for automotive tools.
Spare parts, automotive tools and automobilia coverage
For a small additional cost, you can protect your spare parts, automotive tools and memorabilia on the same policy as your retired commercial vehicle.
Get a real-time insurance quote.
Frequently asked questions
Wondering what makes classic car insurance through Hagerty different? From Guaranteed Value® to Cherished Salvage®, our classic car insurance fits your needs. Here are some common questions we get from customers like you.
*Coverage not available in NY.
Insurance services administered by Hagerty Insurance Agency, LLC. Policies underwritten by carriers listed on the hagerty.com Disclosures page. Not all coverages are available in every state. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.