Limited Trailer and Paddock (LTP) coverage will protect your race car:

1. In the trailer—while in transit and loading and unloading
2. In the paddock
3. While in storage or at the shop
4. From theft, fire, floods, hurricanes, earthquakes and more
5. Everywhere but on the track or while racing

Full coverage is also available for street legal race cars for driving on the street or enjoying a parade lap or two.

Benefits of off-track motorsports insurance

Affordable premiums

Costs less per year than a set of racing tires.

Guaranteed value^® coverage

We understand how provenance, history and drivers can affect a vehicle's overall value. We'll work with you to determine the true value, and that's what we'll pay in the event of a covered total loss.* Guaranteed.

Coverage for how you use your race car

We protect your car in the trailer, in the paddock, in storage—just not when it’s racing on the track. Full coverage is available for driving on the street if it’s a street-legal race car, or even for a parade lap or two.

Knowledgeable claims handling

Claims handled by Hagerty claims staff—experts in repairing race cars and understanding their unique needs.

Extras formulated for motorsports enthusiasts

We automatically include $750 in spare parts coverage, and we can increase that amount and add tools coverage—at a reasonable rate.

Does your vehicle qualify for off-track motorsports insurance?

We can protect the following vehicles:

1. Race cars
2. Dragsters
3. Pro street
4. Raced motorcycles
5. Vehicles used for track days, time trials, or autocross
6. Sprint cars
7. Midgets

Coverage may be limited or unavailable for some risks or states.