Get Protection Made for Collector Vehicles

  • Guaranteed Value® Coverage
  • Our adjusters have hands-on restoration experience
  • Enjoy your classic more and worry less

Not all insurance coverage is the same. Do you have the right one?

Guaranteed Value® through Hagerty

You tell us what your classic is worth and we agree upon that value. In case of a total loss, Hagerty cuts a check for that amount. No games, no hassle**.

Compared to other's Stated Value

Standard insurers typically determine what your vehicle is worth. You have little to no input. In the event of a total loss, this leaves many people unable to replace their classic.

Questions? We've Got answers

Three reasons to choose Hagerty

1.8 million

protected classics - more than any other insurer

9 of 10

clients would recommend us to a friend


saved on average when switching from standard auto insurance*

Let Hagerty protect your beloved classic

The classic car insurance rates we offer at Hagerty are extremely competitive. See for yourself.

*Figure based upon 2022 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under, from several daily driver (or "Everyday") auto insurance carriers.

**Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.

Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements.

Hagerty & Guaranteed Value are registered trademarks of the Hagerty Group LLC, ©2023 The Hagerty Group, LLC. All Rights Reserved.