Yacht insurance

Designed for yachts over 26ft in length, our partnership with Markel means you’ll ride the waves worry free with coverage that fits the unique needs of a larger yacht.

From towing expenses to consequential damage you can rest assured you’ll be covered for the unexpected.

Let’s fix or replace it right

Hull coverage protection includes broad navigation limits, ice and freezing coverage and more. Protect and recover pays reasonable costs incurred when trying to protect your yacht from further damage.

Get what it’s really worth

We’ll work with you to set an agreed value on your yacht. That’s the amount you’ll be paid should the cost of repairs to fix your boat equal the value of your boat.*

Be prepared for bad weather

If there is a named storm, watch or warning the program will share some of the costs of protecting your yacht.

When you need a boat tow

Coverage for towing expenses if your yacht happens to get stuck in or out of the water, including the delivery of gas, oil, and parts.

Yacht in the shop? Get rental reimbursement

Receive up to $1,000 in rental reimbursement coverage if the insured yacht is damaged by a covered cause of loss.

Have a boat under 26ft in length? Check out the Boat program.

Having your yacht properly covered is just the beginning.

Coverage through Hagerty goes even deeper and protects you with help for medical payments and more.

Watercraft liability

Protection and indemnity if you are responsible for injuries to another person, or damage to their boat or their property.

Pollution liability

This helps to cover reasonable cost and expenses and includes damage to property or cleanup resulting from unintentional spillage of a contaminant.

Medical payments

You’ll get help with necessary medical expenses resulting from an accident causing bodily injury to any person while in, upon boarding, or leaving your insured boat.

Paid crew (Jones Act)

Coverage for legal obligations you have to those that run and maintain your yacht.

Optional yacht insurance coverages

If you enjoy activities like fishing while using your yacht, we can customize coverage to fit your lifestyle including fishing equipment protection, trip coverage, boat house, lift and trailer coverage and much more.

Have questions? We are here to help.