Motorsports Advantage coverage

Motorsports Advantage provides extra, unique benefits for enthusiasts whose hobbies include on-track activities.

Close up illustration of a motorsport car tire and door

What is Motorsports Advantage coverage? 

While a policy through Hagerty doesn’t provide coverage for competitive activities like racing, we’re proud to offer Motorsports Advantage coverage—designed for those who participate in on-track activities. This optional coverage features unique protections, like Loss of Use and Trip Interruption, Debris Removal, Track Damage Protection, Vehicle Valuable Papers coverages, additional Spare Parts coverage and more. You can even add limited coverage for Autocross and High Performance Driver’s Education activities.*

How do I get Motorsports Advantage coverage? 

The Motorsports Advantage endorsement is available to be purchased for most of the vehicles we protect, not just those that are dedicated “track cars.” Contact Hagerty to learn more and add this coverage to your policy.

Questions about coverage?

Some coverage not available in all states. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements.

Policies underwritten by Essentia Insurance Company or State Farm Classic Insurance Company.

Insurance services administered by Hagerty Insurance Agency, LLC. Policies underwritten by carriers listed on the hagerty.com Disclosures page. Not all coverages are available in every state. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.

Hagerty is a registered trademark of The Hagerty Group LLC, ©2025 The Hagerty Group, LLC. All Rights Reserved. The Hagerty Group, LLC is a wholly owned subsidiary of Hagerty, Inc.