Better coverage built for classics at a price you can afford.

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    Vehicle Under Construction

    Hagerty offers specialized coverage to protect your car during all stages of construction, whether you’re restoring or building a car. At just $20* the Vehicle Under Construction coverage ensures the best protection as you make progress and your classic’s value increases. A simple addition to an existing Hagerty policy, Vehicle Under Construction coverage includes:

    Coverage that keeps up with the time and money you put into the restoration as you do the work.
    877-922-9701 to quote

    Automatic Quarterly Value Increases

    Your car’s Guaranteed Value will automatically increase 10% per quarter up to a maximum increase of $25,000.** No call necessary.

    Additional Tool Coverage

    $750 worth of coverage for your automotive tools.

    Access to Member Assistance Towing

    A dedicated toll-free number to classic and collectible vehicle towing specialists who can help you get your car back and forth from the shop.

    Low Annual Premium

    Coverage for just $20* per year.

    Does your vehicle under construction qualify for coverage?

    Because the process of restoring a collector vehicle is a significant part of the hobby, we are happy to offer coverage for vehicles that are being “actively” restored. An applicant must demonstrate that the vehicle is being actively restored. Good photographs and restoration details will help verify an active restoration.

    • 1964 Jaguar E-type
      1964 Jaguar E-type
    • 1930 Ford Model A
      1930 Ford Model A
    • 1969 Camaro SS

    You can add Vehicle Under Construction coverage to your quote or call Hagerty at 877-922-9701 to add coverage to your existing policy.

    *Rates subject to change.

    **Value will return to original Guaranteed Value at renewal, unless you request a value increase and Hagerty agrees.

    All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.