Graduate from the Go-Kart

with high-performance Track Day Coverage

Hagerty Track Day Insurance

High performance driving is the ultimate balance of risk and control. Tire pressure, check… lug nuts torqued. Plenty of laps left in the brake pads. If it’s not bolted down, you empty it out of the car. Now you’re all systems go to have the time of your life.

Our affordable Track Day insurance program* offers coverage for your vehicle while it’s on the track, unlike your standard insurance plan. Because despite your careful planning, there’s nothing predictable about the motorsports game. A patch of fresh oil from the car up ahead. A blown tire as you hit Turn 3’s apex. Brake failure at the end of the back straight. While you can’t always steer clear of these obstacles, you can stay ahead of them with proper coverage from the get-go.

Take advantage of Hagerty’s single-event Track Day Insurance coverage, created for both motorsports enthusiasts and weekend racers looking to refine your skills.

With Hagerty’s track day insurance, you can keep your focus where it belongs – on driving.

What we protect:

  • Your personal vehicle against damage while participating in an HPDE event
  • Your car while on the track and in the paddock
  • Physical damage to your vehicle incurred by you, one additional driver (if pre-approved), and your driving instructor.
  • Note: Liability insurance coverage is not included.

Program Features

Specialty Coverage

Hagerty Track Day Insurance powered by RLI provides single-event HPDE coverage that’s designed to protect your car from physical damage, both on the track and in the paddock, when you participate in HPDE events.

Agreed Value TM Coverage

With an Agreed Value policy, you determine your car’s value. In the event of a covered total loss, you will receive the full agreed value that the car is insured for on your policy.**

Customize Your Coverage

Add and cover vehicle modifications such as custom paint jobs or body kits. Coverage is also available for time trials.


High quality track day insurance at the lowest price possible.

Knowledgeable Claims Handling

Claims handled by knowledgeable, responsive experts who know cars and understand HPDE insurance.

Our Underwriter

Policies are underwritten by RLI Track Day, a specialty insurer providing insurance solutions to high performance driving enthusiasts for nearly a decade. RLI is rated (A+) Superior by A.M. Best, a leading financial strength rating organization.

Other Valuable Benefits

Towing and storage if your car is disabled, rental car reimbursement, and the cleanup and removal of pollutants caused by your vehicle.

Contact us for a quote today

*Hagerty Insurance Agency, LLC and Hagerty Classic Marine Insurance Agency, LLC (“Hagerty”) are insurance producers licensed in all 50 states and the District of Columbia. The purpose of this notice is to provide you with information about how Hagerty is compensated. Hagerty receives a commission based upon a fixed percentage of each policyholder’s insurance premium. The commission percentage varies according to the insurer and the product sold by Hagerty. The commission is paid by the insurance company to Hagerty each policy term for both new policies and renewals. Hagerty may also receive additional compensation from insurance companies based upon a number of factors, including, without limitation, growth, profitability, volume of business, and retention. This additional income is not guaranteed. If you would like to know more about the compensation we expect to receive as it relates to your policy, you may email auto@hagerty.com or call 800-922-4050.

** Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.