Contact Hagerty and speak with one of our licensed agents to discuss Surety and Title bonds.
What Is a Surety Bond and Why Do Classic Car Owners Need One?
A surety bond is a legally binding agreement that protects one party against financial loss if another party fails to meet a specific obligation. In the classic car world, that obligation is almost always tied to vehicle ownership; proving your right to title a car, register it with your state, or sell it legally. Whether you've acquired a barn find with no paperwork, inherited a vintage vehicle with a missing title, or purchased a collector car through a private sale where documentation went sideways, a surety bond gives you a clear, state-recognized path forward.
Surety bonds for vehicle owners and dealers
Whether you need help getting a title for a vehicle or meeting your state’s dealer licensing requirements, we offer surety bonds for two of the most common automotive needs.
Lost vehicle title and bonded title
Missing the paperwork you need to title your vehicle? Your state DMV or other motor vehicle agency may require a title bond, also known as a bonded title surety bond, when proof of vehicle ownership is lost, incomplete or otherwise unavailable.
Quote and purchase the surety bond required as part of your state’s bonded title process online.
Motor vehicle dealer bonds
Applying for or renewing a dealer license? Many states require auto dealers to obtain a motor vehicle dealer surety bond as part of the licensing process.
Quote and purchase your dealer bond online and get the documentation you need for your dealer license.
More surety bond options
Looking for a different type of bond? In addition to title and dealer bonds, you can access a wide range of surety bonds for personal, business and licensing needs.
Surety Bonds powered by Propeller™ and underwritten by its rated carrier partner(s). Hagerty may be compensated on bonds purchased through this referral. Not available in all states. Selecting this link takes you to Propeller's site, governed by Propeller's terms and privacy policy.
Varying Requirements: Why Working With an Expert Matters
Surety bond requirements aren't one-size-fits-all. The bond amount, application process, required documentation, and holding period for a bonded title can differ dramatically from state to state. What's a quick, straightforward process in one state can be a multi-step procedure in another. For classic car owners who purchase vehicles across state lines, navigating these requirements without guidance can mean delays, registration headaches, and vehicles sitting in the garage instead of on the road.
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Bonds are powered by Travelers. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.