Insurance built by drivers, for drivers.

Hagerty Valuation Tools, Guaranteed Value®, and an American claims team of real enthusiasts. This is what collector car insurance is supposed to be, whatever you drive.

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The coverage may look similar. The experience isn't close.

When you say numbers-matching, big-block, or A-type overdrive, we get it - we're collectors too. New to the hobby? You’re just as welcome here. Coverage through Hagerty comes with tools, benefits, and a community you won't find with a standalone policy. Our valuation data and expertise are relied on across the industry, and we protect 2.8 million vehicles whose owners trust us with their most prized possessions. When your collector vehicle is on the line, those details are everything.

Know what your car is worth, at no cost

An agreed-value promise is only as good as the valuation behind it. Hagerty's Valuation Tools are relied on across the hobby to track what collector vehicles are actually worth. They help you set a Guaranteed Value® you can trust, so in a covered total loss, you're paid the amount you agreed on, with no depreciation and no surprise "market value" payout.*

Claims handled by enthusiasts

Pick up the phone and you reach an American team of racers, wrenchers, restorers, and collectors who get it. They make sure your car returns to the road the way it was, with parts appropriate to your vehicle and the repair shop of your choice. You can even do the work yourself. That’s what happens when the people handling your claim would want to own the car themselves.

Membership in something bigger than a policy

With Hagerty, you can add a Hagerty Drivers Club membership, with real benefits, events, award-winning media, and a community of millions of enthusiasts. We're a company built around the hobby itself, not a provider you call once a year. For people who live for their collector vehicles, that difference is everything.

Quote today, drive today

Switching shouldn't slow you down. Quotes from Hagerty are ready in 5 minutes or less, and you can get protection in as little as 15 minutes, with help timing the switch so there's no gap in coverage.**

Questions? We've got answers

Coverage fundamentals can look alike on a quote sheet. The difference is everything around them: free Valuation Tools that set the market standard, an American claims team of actual enthusiasts, roadside built specifically for classics, and the optional Hagerty Drivers Club with member benefits and a community of millions. Hagerty connects you to the home base of the hobby, which is exactly why so many of our members came to us from somewhere else.
They're free tools, used across the collector market, that help you understand what your vehicle is worth. That makes it easier to set a Guaranteed Value® you can trust, the amount you'd be paid in a covered total loss, with no depreciation.*
Yes. When you call Hagerty, you reach a U.S.-based team of collectors, racers, and restorers who understand collector vehicles. When repairs are needed, we use parts appropriate to your car, including OEM, NOS, or custom components when suitable and available, and you choose your own repair shop.
We protect all kinds of classic cars, boats, trucks, and more modern collectible vehicles, including muscle, exotic, JDM, race cars, motorcycles, and modern classics. We also protect tractors, military vehicles, and retired commercial vehicles. Basically, if it isn't a vehicle you drive for your everyday transport, Hagerty can protect it.
Yes. With a policy through Hagerty, you choose the repair shop that fixes your vehicle, and our claims team of enthusiasts makes sure it returns to the road the way it was. Hagerty even provides the option for you to repair the vehicle yourself.

*Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.

**Figure based upon 2025 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under.

Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty & Guaranteed Value are registered trademarks of the Hagerty Group LLC, ©2026 The Hagerty Group, LLC. All Rights Reserved.