Protection on the road and in the garage
Coverage designed for collector vehicles with trusted Guaranteed Value® protection.
Save 27% on average vs. standard insurance.*
Not all insurance is equal.
Do you have the right one?
Wondering why you should go with Hagerty? Take a minute to compare our Guaranteed Value® coverage, compared to what standard insurance provides.
Guaranteed Value® through Hagerty
You tell us what your classic is worth and we agree upon that value. Your vehicle is protected year-round, and in case of a total loss, Hagerty cuts a check for that amount. No games, no hassle**.
Standard Insurance with Stated Value
Standard insurers typically determine what your vehicle is worth. You have little to no input. In the event of a total loss, this leaves many people unable to replace their classic. Some providers may recommend seasonal coverage. With seasonal coverage, you’ll have to call your provider every fall to end full coverage and every spring to reinstate it. That could leave you unprotected.
Why choose Hagerty?
01.
1.8 million
protected classics - more than any other insurer
02.
9 out of 10
clients would recommend Hagerty to a friend
03.
Save 27%
on average when switching from standard auto insurance*
Questions? We've got answers
We protect all kinds of classic cars, boats, trucks, motorcycles, and more modern collectible vehicles. We also protect race cars, tractors, military vehicles, and retired commercial vehicles. Basically, if it isn't a vehicle you drive for your everyday transport, Hagerty can protect it.
We understand your car is a prized passion and will be driven with great caution, so premiums are adjusted accordingly – 27% lower on average than daily driver insurance. With a daily driver insurance policy, your classic may be rated like a regular-use vehicle, and you'll be charged as if you were driving the vehicle every day.
Yes. In the event of a claim with a policy through Hagerty, you get to choose the repair shop you want to fix your vehicle. You can even repair the vehicle yourself should you desire.
Protect your classic with Hagerty
*Figure based upon US 2024 consumer data collected by Hagerty, between 4/1/2024 and 10/31/2024, on single car quotes, with premiums $5,000 and under, from several daily driver (or “Everyday”) auto insurance carriers.
**Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.
Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements.
Hagerty & Guaranteed Value are registered trademarks of the Hagerty Group LLC, ©2025 The Hagerty Group, LLC. All Rights Reserved.