5 Tips for Selecting the Right Classic Car Insurance

red vintage camero driving on wooded street

We know insurance can be overwhelming, especially when it's for an extra special car like yours. With so many options out there, there are a few things you should consider when it comes to coverage for your car.

Make sure the insurance company you choose...

1. Understands the value of your car.

Many collector cars appreciate with age. If your car is ever totaled in an accident, you want to be sure you'll receive a fair market value – not the depreciated value.

2. Has a good track record for claims.

If a company's customers are happy with their claims process, that's always good sign. Read the reviews. And, if your car’s all original, it’s important for a claims department to pay for the right parts – not just the cheapest ones.

3. Consistently provides fast and friendly service.

Does an actual human answer your questions when you call? Do they truly care about what happens to your car...because they love cars, too? That can make all the difference.

4. Is able to fulfill their promises.

Make sure your policy is underwritten by a company that is A.M. Best rated. If a company has a positive credit rating, there's a much better chance they'll stand behind their products and services.

5. Has you covered every step of the way.

Whether it's roadside service with a flatbed...coverage for spare parts and tools...or protection while your vehicle's under restoration...make sure the insurance you go with will adapt to meet your changing needs.