Insurance products

Hagerty Private Client Services

A suite of best-in-class services for car lovers with high value collections.

Rare and high value collector vehicles showcased in a garage.

Benefits of Hagerty Private Client Services

Dedicated account team

  • Dedicated specialists assigned to your collections
  • Staff on site at largest auctions and events

Outstanding claims handling

  • Adjusters work exclusively with classic and collector cars
  • You choose the shop/mechanic
  • Parts specialist on staff

Unmatched knowledge and experience

Private Client Services features

Market value protection

If the market increases above the value of your collector classic and a covered total or partial loss happens, you'll receive up to 150% of the insured value.

Cherished Salvage®

A total loss is difficult and we get that you might want to keep your vehicle. With Cherished Salvage, keep your vehicle and still receive the full Guaranteed Value®, minus any deductible.*

Value guard

The insured value of each vehicle increases by 2% at the end of every quarter to protect against midterm market inflation.**

Automatic new purchase coverage

When adding to the collection, a newly acquired collector vehicle is automatically covered for 90 days. This coverage will equal the highest-valued vehicle insured through us up to $5 million, or its purchase price if less.

VIN theft and fraudulent title coverage

If an insured VIN is used unlawfully, this covers up to $50,000 (or a vehicle’s value if less) for approved expenses to prove ownership. This includes if the vehicle was purchased with a fraudulent title, and if the classic is confiscated by public authorities.

Evacuation expense

Protect moving insured vehicles during emergencies for 50% of the cost up to $250/vehicle/event and $2,500 vehicle/year.

Trip interruption

If a covered accident happens while traveling in a collector car, you will receive up to $1,500 in coverage for related expenses.

International coverage

Traveling with collectibles is covered for physical damage and excess liability.***

Additional coverage options

Spare parts, Automotive tools, and Automobilia coverage

Protect your spare parts, automotive tools, and memorabilia on the same policy as your classic car.

Overseas Shipping and Touring

Overseas shipping coverage to and from most ports and airports in the world, and touring coverage throughout Europe.

Surety and Title Bonds

Hagerty can provide bonds for a variety of situations.

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* Guaranteed Value includes all taxes and fees unless prohibited by state law.

** Value will return to original Guaranteed Value at renewal, unless the client requests a value increase and Hagerty agrees.

*** Coverage not available in Mexico or countries designated as non-US trading partners.

Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.

Hagerty, Cherished Salvage, and Guaranteed Value are registered trademarks of the Hagerty Group LLC, ©2019 The Hagerty Group, LLC. All Rights Reserved.