Our motorcycle insurance program was designed with bike lovers like you in mind.
You owe it to yourself to get the best protection for your motorcycle. With insurance coverage tailored just for you, the ride will be even sweeter. This includes newer models, too.
When the road calls, answer it. Our coverage allows for plenty of pleasure usage* with no fixed mileage limits.
You’ll have more cash to spend on your bike with our affordable guaranteed value coverage.
We’ll work with you to determine an accurate value and pay that amount if there’s a covered total loss.*
If you need to file a claim, you’ll talk to an in-house specialist who understands motorcycle repair. You can choose the shop or do the work yourself (we’ll pay you).
Own multiple bikes? They can all be placed on one policy and you’ll get a multi-bike discount.
Protecting your bike is #1 but your trailer, tools and gear are all investments we cover, too. Raced bikes and gear are protected anytime they’re not on the track.
Before you crack the throttle, check out what qualifies
* Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid. Guaranteed Value includes all taxes and fees unless prohibited by state law.
** List not comprehensive.
Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.