Our motorcycle insurance program was designed with bike lovers like you in mind.
One of the least expensive parts of owning a bike is protecting it with Hagerty. We know you don't ride your collector motorcycle like your regular motorcycle, so, we adjust premiums accordingly.
Nobody knows your bike's true value better than you. That's why at Hagerty, our valuation experts work with you to agree on an accurate value for your bike up front. If there's a covered total loss, we'll pay that amount.* Period.
We handle all of our claims in-house. Our adjusters have been trained in the art of collector motorcycle repairs. Plus, we let you choose the repair shop—or we'll even pay you to do the work yourself!
Older motorcycles are going to break down. No big deal. Especially if you're a Hagerty Drivers Club® member, which includes the emergency roadside service we created with classics in mind. Membership includes guaranteed flatbed towing, battery jumps and more services, in addition to automotive discounts, subscription to Hagerty magazine and much more.
If you have more than one motorcycle you may be eligible for a multi-vehicle discount. With each bike you add you receive an additional multi-vehicle discount, so the savings keep coming.
Motorcycles are made for the freedom of the road. Our policy allows flexible usage—with no fixed mileage limits. Whether it's a ride on a summer day, attending a club event or going to a show, you're covered.
Work on the bike yourself? OK, dumb question. Of course you do. That's why we offer coverage for spare parts and tools. If you have extra parts lying around in your garage that are worth money, we'll protect them.
We'd like to see you live to ride another day. So let's make a deal: You wear safety apparel—like helmets, goggles, boots and protective clothing—we'll pay for it if damaged in an accident. We cover you, your bike and what you're wearing.
* Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid. Guaranteed Value includes all taxes and fees unless prohibited by state law.
** List not comprehensive.
Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.