Insurance products

Classic and antique tractor insurance

Get insurance for tractors that farmed with the family for generations.

A red collector tractor in front of a red barn.

As collectors ourselves, we understand your dedication to preserving classic and antique tractors. That’s why we designed an antique tractor insurance program specifically to meet the needs of devoted tractor collectors just like you.

Why should I protect my tractor with Hagerty?

Guaranteed Value®

In the event of a covered total loss, you receive every cent of your tractor’s insured value.*

Low premiums

It won’t cost you the farm. Protecting your tractor with antique tractor insurance through Hagerty is surprisingly affordable. And if you own more than one classic vehicle, you’ll get our multi-vehicle discount.

Claims service

We know our way around classic tractors. Our in-house claims team has the experience and expertise to make sure your classic tractor gets fixed right, and the flexibility to let you choose your own repair shop. We even have parts finders who track down hard-to-find replacement parts for you.

Qualifying for tractor insurance

Classic and antique tractors must meet the following requirements:

  • Tractors must be 25 years and older
  • Tractors must be in good condition unless under active restoration
  • Tractors must be fully retired—no farming or utility use
A green collector tractor parked in a field.
1941 John Deere H
A red collector tractor parked in a field with blue sky in the background.
1940 International Harvester Farmall
A cream and red collector tractor parked on a grassy lawn.
1939 Ford 9N Tractor
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* Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.

Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.