How can you benefit from insuring your collector car with Hagerty?
We use our industry-leading tools to help you determine the true value of your classic, then create an agreed value policy that covers it.
We'll agree on a fair value for your classic, and in event of a covered total loss, Hagerty pays that amount*. Guaranteed.
*Any deductible and/or salvage value if retained by you will be subtracted from the total amount paid.
Low Annual Premiums
We can save you money. We only insure antique and collectible cars, so we can provide better coverage at a significantly lower price than daily driver insurers.
Whether you own one car or a hundred, your Hagerty collector car policy is designed specifically for you. Do you travel with your car? Are you restoring your car? Do you collect automobilia or own valuable parts and tools? We've got you covered.
Classic and collector cars were made to be driven. Whether you’re going to a show or just taking a cruise to the ice cream shop, you’re protected. If you have specific questions about your car or usage, please don’t hesitate to contact us.
Flatbed Roadside Assistance
Our optional best-in-class program provides guaranteed flatbed roadside assistance and other benefits. Read more about Hagerty Plus Roadside Service and Benefits.
Full coverage and then some
Your Hagerty policy also includes:
Instant New Purchase Coverage
30 days of coverage for up to $50,000 of the vehicle value for new collectible cars.
Spare Parts Coverage
$750 of comprehensive coverage for your insured vehicle’s spare parts.
Auto Show Medical Reimbursement
Up to $10,000 in medical payments if you or your family members are injured during an auto show or other car-related function.
Motorcycle Safety Equipment Coverage
Up to $1,000 of coverage for safety apparel including leather pants, gloves, jacket, and helmet.