We know you love your classic and collector vehicles, and we want to help you protect and enjoy them.
Do you qualify? Qualification depends on usage, storage and driving record. Learn more
Because we provide low-cost, Guaranteed Value™ coverage, we are not able to provide coverage for certain vehicles due to how they are used and the increased risk associated.
In order to qualify for our Guaranteed Value collector car insurance, you must meet the following requirements:
Our policy allows you to use your collector vehicle for club functions, exhibitions, organized meets, tours and even occasional pleasure driving — it just can't be your daily driver.
Though we prefer that collector vehicles are stored in an enclosed, secure structure when not in use — such as a private garage, pole barn or storage unit — we will consider other storage types, including*:
In most states, we can only offer coverage to drivers who have not had a serious infraction within the last three years.* Serious infractions include:
*Storage and driver eligibility are subject to underwriter review and to all applicable state and underwriting restrictions.All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.