We know — you don’t even want to think about anything happening to your classic car. Losses are painful enough already, so we make the claims process easy.

What sets our claims department apart?

Dedicated and Efficient Service

  • Representatives are available seven days a week.
  • We’ll respond to your online claims report within one business day.
  • Fast processing — most claims are paid within 15 days.
  • Same-day glass claims — most glass claims are paid the same day.
  • Guaranteed value on covered total losses with an option to keep your vehicle**.

Classic and Collector Car Expertise

  • Adjusters have hands-on experience with classic car repair and restoration.
  • Our in-house parts specialists can help you track down replacement LKQ, OEM, or NOS parts — if they’re out there, we’ll find them.
  • Hagerty maintains an extensive list of resources for hard-to-find parts — ask our concierge!

Your Classic Car, Your Choice

  • You choose the repair shop — we'll even pay you to do the repairs yourself.
  • Hand-picked network of independent appraisers — your appraiser will understand classic cars and how to repair them.
  • If your car’s a total loss, you have the option to buy it back and rebuild it.

Proven Track Record

I have had Hagerty for years. They handled my recent claim for the total loss of my prized Model A in the recent northern California wildfires. They were by far the easiest insurance company to deal with.”

-Daniel (CA) | January 27th 2019 | Hagerty client for 8 years

Everything was explained completely and the whole sad process of losing a treasured car was lightened.”

-Paul (MI) | December 30th 2018 | Hagerty client for 1 year

My claim was handled quickly and to my extreme satisfaction. I was impressed to receive an email within two days of the destruction of hurricane Michael from Hagerty asking me if there was anything they could do for me. All other insurance agencies waited for me to contact them. Hagerty was proactive. You cannot beat that kind of customer service. Elise, who handled my claim, was professional and yet personal during this difficult time. She represented Hagerty to the highest level.”

-Timothy (FL) | November 27th 2018 | Hagerty client for 21 years

I have insured cars with Hagerty for about 25 years. I had two claims handled quickly and painlessly. Brian was very patient with giving me time to weigh my options.”

-William (WI) | August 20th 2018 | Hagerty client for 23 years

Fast, helpful service. Our claim was paid immediately. We are very pleased.”

-Kerry (CO) | August 19th 2018 | Hagerty client for 16 years

File a claim now or call 800-385-0274 for more information.

*According to client responses gathered from Hagerty’s Net Promoter Score Program.

** Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid. Guaranteed Value includes all taxes and fees unless prohibited by state law.

All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.