Ask Hagerty - Insuring

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  • Can a person have a vehicle titled in another person’s name but continue to pay the insurance in their own name? For example, if a loan is taken out and the vehicle is collateral in the lender’s name.

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  • I am buying a classic car from a friend who has classic car insurance through hagerty. Can the policy remain intact and just have the "new owners" info added..to avoid any delay with maintaining insurance?

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  • A member asks – Hagerty covers my GTO, but I also have a street rod that is in progress – can I get that covered now, or does it have to be 100% completed? I’ve got a fair amount of money into it already.

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  • I have a 1976 BMW 2002. Do I need to get historical license plates before I get your insurance? Can I bypass the smog inspection?

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  • I have 14 cars insured with Hagerty and am getting ready to buy a Featherlite enclosed car trailer model 4926-24. Do you write trailer insurance or do I go with my standard daily driver insurance company?

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  • Do you insure wood boats in Canada?

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  • Our Hagerty Plus member asks: Hagerty insures my freshly restored Lincoln, and if it gets damaged in any way, am I able to specify the shop that built if to handle the repairs?

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  • A Hagerty Plus member inquired about theft prevention devices – in addition to LoJack, as his vehicles are stored in an area that has seen an increase in vehicle thefts.

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  • Our 5-year-old is too big for the car seat. Are we okay to use a regular booster with just a lap belt? Normally, you need a shoulder belt. Is the requirement different for a classic with no shoulder belts?

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  • Would collector car insurance provide coverage if the vehicle was driven to a shopping mall to run errands or a gym? If the weather is nice and I don't need to carry anything large, bulky, or messy I would drive my collector car instead of my daily vehicle.

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