Hagerty has had extensive contacts with marine surveyors throughout the years. If we ask you to provide a marine survey, we hope you will find the following information helpful.
- A full out-of-water value and condition survey must be completed by a surveyor certified by NAMS, SAMS or the Association of Certified Marine Surveyors. Please refer to the links below for more information on these organizations. This type of survey will give current market and replacement values for the boat, as well as detailed descriptions of the construction and condition of the hull, and the boat's major systems (electrical, fuel, machinery, etc.).
- The survey should state clearly that the surveyor inspected the boat for compliance with National Fire Protection Association (NFPA), American Boat and Yacht Council (ABYC), and Coast Guard standards.
- A few surveyors offer abbreviated one-page opinions that are often termed an “insurance survey.” Unless previously approved, this brief format will be rejected, as it omits details that are necessary for underwriting.
- We generally will not accept a survey done by a person directly associated with boatyards, marinas or yacht brokers due to the potential for conflict of interest. In most cases, surveys done by insurance company personnel will not be accepted due to the brevity and lack of detail of these reports.
To find a marine surveyor in your area, we recommend contacting the following organizations:
National Association of Marine Surveyors Inc. (NAMS)
Society of Accredited Marine Surveyors Inc. (SAMS)
Association of Certified Marine Surveyors
If you've had a survey completed within the last three years, you may send us a copy even if the surveyor doesn't appear on the lists above. If you have obtained a resume of the surveyor's background and qualifications, please include it along with any available business references. The survey will be submitted to one of our underwriters for approval, and you'll be contacted promptly with the results.
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