Insuring - Hagerty Lifestyle

A Hagerty Plus member inquired about theft prevention devices – in addition to LoJack, as his vehicles are stored in an area that has seen an increase in vehicle thefts.

There are lots of new products on the market to either deter theft (battery cut off switches, alarms, physical deterrents) as well as GPS tracking devices that will locate a stolen vehicle (with Continue reading >>

A member explained they have dented their 38 Delahaye, they need to ship a part of the car that is 6 ft wide (it's the lid that covers the soft top) to a body shop and is wondering if we can recommend a high end company to handle that.

The insured is better off not shipping the panel. There are three shops within driving distance that can do a fine job on the paint. D.L. George Coachworks (30 minutes from insured) Automotive" Continue reading>>

A potential client (VA) is looking at purchasing a car in the Los Angeles area (Pamona) and was wondering if we have any referrals for 3rd parties that could help him facilitate this (i.e. getting cashier check, arranging transportation and making sure the vehicle is safely transported) in that area. I have not heard of such a beast and didn't know if you knew of anything/anybody.

I can provide some resources for you, but I know of no "one stop shopping" for the resources you are interested in. Generally, an attorney is used to hold both the funds and the title until both Continue reading >>

My local agent told me that I can add my collector car to my regular auto policy and receive a multi car discount, and that they can state the value of the car for me – is this coverage just as good as my Hagerty Policy?

Stated value policies don’t guarantee that the insurer will pay out that full amount in the case of a covered loss. It is a good compromise for a specialty car that is used for daily" Continue reading>>

A member asks – Hagerty covers my GTO, but I also have a street rod that is in progress – can I get that covered now, or does it have to be 100% completed – I’ve got a fair amount of money into it already.

We agree, and are happy to offer you insurance on any active restorations or builds you are involved in. We can’t cover vehicles that are parts cars or “maybe someday” projects, but if your Continue reading >>

Our Hagerty Plus member asks: Hagerty insures my freshly restored Lincoln, and if it gets damaged in any way, am I able to specify the shop that built if to handle the repairs?

We make every effort to allow you to use the shop of your choice for your repairs. Situations may arise that prevent that – your shop can’t get at the repair in a timely manner, the work needed" Continue reading>>

Based on the "Cars that Matter" guide, what is the value range for a 1953 Chevrolet Bel Air Sport Coupe,3sp., with 28K original miles, all stock, in very good overall condition? Thank you.

Thanks for your question about a very good condition original low-mileage 1953 Chevrolet Bel Air sports coupe. The Hagerty’s Cars That Matter Price Guide indicates the car to be valued at $18,000 Continue reading >>

I have a limited edition 1991 cadillac Coupe DeVille. Gold badges, faux convertible roof, 4.9 litre engine, all red in and out and in excellent condition before it was totalled. I cannot locate a match to determine its value. Is there anyway you can assist or provide a link where I can find a similar vehicle? Thank you

I located your car in the Old Cars Price Guide and it lists values at $6000 (#3 condition), $9400 (#2 condition) and $13,400 (#1 condition). To locate “comparables”, I would consider buying a" Continue reading>>

I have a 1976 BMW 2002. Do I need to get historical license plates before I get your insurance? Can I bypass the smog inspection?

You don’t have to have historical license plates to purchase Hagerty Insurance. Your second question about bypassing emission testing is entirely dependent upon your state requirements. Contact Continue reading >>

what website do i down load my picture to you for new insurance

Email your photos to photos@hagerty.com and reference your customer number.

" Continue reading>>

What is the difference between Agreed Upon Value and Stated Value Insurance coverage?

The key difference is understanding what is being promised upfront, before you have a loss. With an agreed value policy, you know what you are going to get. An agreed value policy (like the one Continue reading >>

I have most of my collector cars insured through Hagerty, but one of my projects was covered by a regular car insurance policy. It was damaged by a winter storm, and now it's been more than ten months without an offer to settle. Now the insurance company wants an apprasial from a local man. What qualifactions should he have to appraise my project? What if his idea is much lower then the reciepts I have showing the amount I have invested in the project?

You’ve had a tough time with this situation, I can see. You could contact Auto Appraisal Group at 1 (800) 848-2886, if you’re willing to spend a few hundred dollars on having the car appraised;" Continue reading>>