Antique and Collector Car Insurance

Policy Features

How can you benefit from insuring your collector car with Hagerty?

Guaranteed Value

We use our industry-leading tools to help you determine the true value of your classic, then create an agreed value policy that covers it.

We'll agree on a fair value for your classic, and in event of a covered total loss, Hagerty pays that amount*. Guaranteed.

*Any deductible and/or salvage value if retained by you will be subtracted from the total amount paid.

Low Annual Premiums

We can save you money. We only insure antique and collectible cars, so we can provide better coverage at a significantly lower price than daily driver insurers.

Customized Policies

Whether you own one car or a hundred, your Hagerty collector car policy is designed specifically for you. Do you travel with your car? Are you restoring your car? Do you collect automobilia or own valuable parts and tools? We've got you covered.

Flexible Usage

Classic and collector cars were made to be driven. Whether you’re going to a show or just taking a cruise to the ice cream shop, you’re protected. If you have specific questions about your car or usage, please don’t hesitate to contact us.

Guaranteed flatbed

Flatbed Roadside Assistance

Our optional best-in-class program provides guaranteed flatbed roadside assistance and other benefits. Read more about Hagerty Plus Roadside Service and Benefits.

Full coverage and then some

Your Hagerty policy also includes:

Instant New Purchase Coverage

30 days of coverage for up to $50,000 of the vehicle value for new collectible cars.

Spare Parts Coverage

$750 of comprehensive coverage for your insured vehicle’s spare parts.

Auto Show Medical Reimbursement

Up to $10,000 in medical payments if you or your family members are injured during an auto show or other car-related function.

Motorcycle Safety Equipment Coverage

Up to $1,000 of coverage for safety apparel including leather pants, gloves, jacket, and helmet.

Get A Quote Now or call us for more information on 877-922-9701

All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.