Your policy may be underwritten by one of the following insurance companies, which all carry an A.M. Best rating of A- (excellent) or better.

• The Employers' Fire Insurance Company
• Essentia Insurance Company

• Encompass Indemnity Company
• Encompass Insurance Company
• Encompass Insurance Company of New Jersey
• Encompass Insurance Company of America
• Encompass Independent Insurance Company
• Encompass Insurance Company of Massachusetts
• Encompass Property and Casualty Company