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Vehicle Under Construction coverage

If you’re restoring or building a car, Hagerty’s Vehicle Under Construction (VUC) coverage costs just $20* and offers an easy way to ensure the best protection for your car. A simple addition to an existing Hagerty policy, VUC coverage includes:

Quarterly value increases

The value of your car will be raised automatically by 10% a quarter up to a maximum increase of $25,000 per year. No phone call necessary.

Added coverage for tools

Restoration is a tool-intensive time in any garage. With your Vehicle Under Construction coverage you will receive $750 of coverage for your automotive tools.

Access to convenience towing

Coverage includes a dedicated toll-free number for access to a dispatch center staffed with specialists trained in the specific needs of collector vehicles. They handle the details; all you handle is the payment.

Add Vehicle Under Construction coverage to your quote, or call Hagerty at 877-922-9701 to add it to your existing policy.

*Rates subject to change.

All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.