Hagerty’s ability to offer low premiums and generous benefits is a testament to our clients – some of the most responsible drivers on the road today. In order to continue to offer the comprehensive coverage and competitive rates Hagerty is known for, we must consider several important factors in the approval process:

Usage

Hagerty provides coverage for collector vehicles that are used on a limited basis — e.g. club functions, exhibitions, organized meets, tours and limited pleasure driving.

Storage

Collector vehicles must be stored in a fully enclosed, locked garage when not in use.

Driver Eligibility and Driving History

Generally, one or two minor traffic violations or accidents are acceptable. We are not able to offer coverage to drivers with a major infraction within the past 3-6 years, such as an alcohol-related offense, reckless driving or an excessive speed violation.* Applicants must have 5 or more years driving experience in the following states: LA, MA, NM, NC, VA and WA. All household driver’s records are subject to review by an underwriter.

Regular-use vehicles

All licensed household drivers must have a regular-use vehicle to use for daily driving. Applicants must also maintain regular-use insurance in his or her own name.

* State exceptions may apply.

All coverages are not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.